FIRE Calculator (Financial Independence)

Estimate how much you need to retire early and when you can reach Financial Independence. Adjust assumptions for returns, inflation, safe withdrawal rate (SWR), and contribution growth.

Personal & Expenses
Used to compute savings required by this age
Investments & Assumptions
SWR is typically 3–4% depending on risk and longevity assumptions.
Notes:
  • Required corpus at retirement = Annual expense at retirement ÷ SWR.
  • Annual expense at retirement grows with inflation and expense percentage.
  • Accumulation simulates yearly contributions (with growth) and investment returns.
Summary
FI Number (Required Corpus)
—
Estimated FI Age
—
Years to FI: —
FI Corpus at Target Age
—
Compared to required corpus
Monthly Savings Needed (for Target Age)
—
Estimates only. Market returns and inflation vary. Consider consulting a financial advisor.
Corpus vs Required Over Time

Year-wise Breakdown

Age Year Contribution (₹) Investment Value (₹) Required Corpus (₹) Gap (₹)

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